Dear Ann:

I am flat broke from overspending at Christmas time. But I need to go shopping again soon because I am completely out of self-respect. I've said things I wish I could take back and I am not feeling too good about myself.

I also want to exchange a carton of self righteousness for an equal amount of humility. I hear that it is less expensive and wears well, and while I'm at it I'm going to check on tolerance and see if there is any available in my size.

I must remember to try to match my patience with the little I have left. My neighbor is loaded with it and it looks awfully good on her. I was told the same department has a repair shop for mending integrity. Mine has become frayed around the edges from too much compromising. If I don't get it refurbished soon, there won't be any left.

I almost forgot the most important thing of all -- compassion. If I see some-no matter what the color, size or shape -- I'm going to stock up heavily regardless of the price. I have run out of it so many times and I always feel ashamed when it happens.

I don't know why it has taken me so long to get around to shopping for these items. They don't cost nearly as much as some of the frivolous things I bought at Christmas time. And I'll get a lot more satisfaction from them.

Yes, I'm going shopping today and I can leave my checkbook and credit cards at home! The things I'm looking for have no price-tags. What a joy!

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